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Covered California™

Covered California™ is California’s health insurance exchange where individuals, families and small businesses can find affordable health insurance.

Open Enrollment is here!

Covered California's open enrollment period for 2024–2025 is from November 1, 2024, to January 31, 2025. During this time, anyone can apply for a health insurance plan through Covered California.

If you don't apply during open enrollment, you'll usually be denied coverage until the next open enrollment period. However, you can apply outside of open enrollment if you experience a qualifying life event, such as:

  • Getting married or divorced
  • Losing your job
  • Moving to a new state
  • Having a new baby
  • Becoming a widow or widower
  • Aging off your parent's plan


FREE Assistance

Clinica Sierra Vista's enrollment specialists provide FREE assistance with:

  • Plan renewals
  • Answering questions
  • Reviewing and updating your information and forms
  • Comparing costs, plans, finding lower monthly premiums
  • And so much more.

We are one phone call away!


Qualifying Life Events

If you experience a qualifying life event, you can enroll in a Covered California health insurance plan outside of the normal open-enrollment period. Most special-enrollment periods last 60 days from the date of the qualifying life event.

  • Household income decreased to less than 150 percent of the federal poverty level **
  • Pandemic (e.g., COVID-19) or national public health emergency
  • Paid the penalty for not having health insurance
  • Lost or will soon lose my health insurance
  • Affected by wildfires or other publicly declared state of emergency
  • Newly qualifies for health insurance stipend
  • Got married or entered into domestic partnership
  • Had a baby, adopted a child, or began fostering a child
  • Permanently moved to or within California
  • Gained citizenship/lawful presence
  • Returned from active-duty military service
  • Domestic abuse or spousal abandonment
  • Federally recognized American Indian/Alaska Native
  • Released from jail or prison
  • Other qualifying life event

For most qualifying life events, your coverage will start on the first day of the following month after you select a plan.

**For 2023, your expected income is less than $20,385 as a single person, less than $27,465 for a household of two people, less than $34,545 for a household of three people, or less than $41,625 for a household of four people. (For other household sizes, see the Federal Poverty Level Chart under the 150 percent column.)

For more information to see how Covered California can help, visit the following page: Covered California™ | The Official Site of California's Health Insurance Marketplace). The website has a shop-and-compare calculator that helps individuals and families determine potential insurance costs or Medi-Cal eligibility based on family size and income.


Other Programs We Can Help You Enroll With

  • Medi-Cal

    Medi-Cal is California's Medicaid health care program. This program pays for a variety of medical services for children and adults with limited income and resources. Medi-Cal is supported by federal and state taxes.

  • Medicare

    Medicare is the federal government health insurance program for people age 65 and older and younger people living with certain illnesses or disabilities.

  • CalWORKS

    CalWORKs is a public assistance program that provides cash aid and services to eligible families that have a child (ren) in the home.

  • CalFresh

    CalFresh is the largest food program in California and provides an essential hunger safety net. CalFresh is federally mandated and in California, is state-supervised and county-operated. CalFresh benefits can help buy nutritious foods for a better diet.

Clinica Sierra Vista offers a Health Insurance Assistance Program that can help you out with your application free of charge. Give us a call (661) 328-4245 in Kern County or (855) 867-7216 in Fresno County to find a nearby location.

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